You made it to Day 0 and lost $0.00.
Play the game again with more coverages and higher coverage amounts. Your monthly premium might increase, but your overall cost will likely be less than if you didn't have adequate insurance and had to pay the cost of repairs and replacements yourself.
Congratulations! You made it through the month with $0.00 in the bank and enough insurance coverage to pay for damages to your house and personal property.
Play the game again with different coverage amounts to see how far you can make it.